You may be:
We can advise you on a solid financial plan to attain your goals, help you invest it appropriately, and ensure your insurance protection is suitable.
Want to plan for your retirement, structure your finances to be more tax efficient, or perhaps thinking of inter-generational wealth planning?
We can help you get your affairs in order.
We don't outsource our investment advice. We build our own portfolio solutions for you. We offer an active approach that aims to lower volatility and negative periods on returns compared to mainstream approaches whilst targeting attractive returns.
We advise not only on protecting you and your family against personal disasters. Insurance can also play a role in inheritance tax planning and succession within businesses.
We'll explore your objectives and circumstances and we will discuss some ideas of how we can help. From this free, no obligation, session you will get to know us and learn how we operate. We will also provide you with a quote of the expected costs.
Should you decide to go ahead, we will conduct a detailed fact-find so that we can devise a plan that address your objectives. When this plan is ready and you've had time to go through it, we will meet again. This follow up meeting is where we can iron out any questions or concerns you may have.
When you've decided your plan of action, we will implement it.
We typically charge an initial fixed fee, pre-approved by you, to come up with a plan tailored for you. Depending on the complexity of your situation, this fee typically ranges between £500 to £4,500. If you are happy to proceed with your plan, we facilitate the implementation of it as part of our service. Unlike many of our competitors, we do not charge any implementation fees or front-load fees (these can sometimes be up 3% or more of your investment!).
Our ongoing service is charged as a percentage of the funds we advise you on and is charged on a monthly basis. The ongoing service ensures your portfolio stays current and suitable, and you are regularly kept up to date with its performance. It also includes an annual review of your circumstances to ensure your plan remains up to date and appropriate. The ongoing percentage fee is based on the total amount of your portfolios under our advice. It reduces based on a sliding scale as the invested amount increases.